Next: Money foundations
Compounding
The one idea that rewards you for being young: growth on your growth, invisible for years, and why starting ten years earlier beats putting in twice as much.
13 min
beginner
Inflation, and why ₹100 shrinks
Prices rise, so the same money buys less every year — and why a deposit paying 6% against 6% inflation leaves you no better off than when you started.
2 lessons · about 13 minutes · written for reading age 13 · last checked 2026-08-01
What inflation actually does
It is not that things get more expensive — it is that your money gets less powerful, and twenty years of an ordinary rate takes about two-thirds of it.
6 min
Real returns: the sum almost nobody does
A 7% deposit taxed at 30% against 6% inflation is a real return of about minus 1%: the balance grows every year while what it buys quietly shrinks.
7 min
Check yourself
3 questions at the end. Every wrong answer explains itself.
Tools for this
What changed recently
Dated commentary on this topic — a Budget change, a new rule, a scam pattern.
Sources
- Reserve Bank of India — regulations and public awareness — Reserve Bank of India · checked 2026-08-01