Next: Fraud and safety
Loan apps and recovery harassment
What illegal lending apps do with your contacts, what recovery agents are not allowed to do, and where to take it once the calls to your family start.
13 min
beginner
The scams actually happening in India
Digital arrest, job and task scams, doubling schemes. The scripts word by word, why they work on careful people, and what to do the moment they land.
2 lessons · about 14 minutes · written for reading age 13 · last checked 2026-08-01
The digital arrest call
A courier call, then a "police officer" on video, then hours you are not allowed to leave. Isolation is the weapon, and hanging up disarms it.
7 min
Job scams, task scams and doubling schemes
If you have to pay to get a job, it is not a job. If a return is promised, someone else is being paid with your money. The early payout is the hook.
7 min
Check yourself
3 questions at the end. Every wrong answer explains itself.
What changed recently
Dated commentary on this topic — a Budget change, a new rule, a scam pattern.
2025-12-03 · 6 min read
DPDP rules: what changes if you are under 18
The DPDP Rules 2025 were notified with an 18-month runway. For anyone under 18, tracking and targeted advertising are prohibited — and a parent cannot consent.
2025-10-22 · 8 min read
The “digital arrest” call, and why it works
A courier parcel with drugs. A CBI officer on video call. Hours of isolation until you transfer everything. This scam follows one script — here it is.
Sources
- National Cyber Crime Reporting Portal — Ministry of Home Affairs · checked 2026-08-01
- Reserve Bank of India — regulations and public awareness — Reserve Bank of India · checked 2026-08-01
- SEBI investor education — Securities and Exchange Board of India · checked 2026-08-01