Structures and succession
HUFs, trusts, wills and nomination.
- beginner
Nominee vs heir: who actually gets your money
Naming a nominee does not decide who inherits — succession law does. Bank, demat, mutual fund, insurance, EPF and PPF each follow a different rulebook.
19 min · reviewed 2026-08-11
- beginner
Wills and succession: who inherits what
Testate versus intestate, the default heir lists in each personal law, and how a valid will is made — two witnesses, plain paper, and no stamp-paper drama.
20 min · reviewed 2026-08-11
- intermediate
HUF: one family, one extra taxpayer
A Hindu Undivided Family is a separate tax entity with its own PAN — and a decades-long family commitment, not the quick tax hack the internet makes it sound.
18 min · reviewed 2026-08-11
- intermediate
Trusts and family wealth: what a trust is
There is no child trust fund in India. Private trusts under the Indian Trusts Act, 1882 are real — here is what they do, what they cost, and how they are taxed.
22 min · reviewed 2026-08-11