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MoneyLingo
UPI requestScam drill

The refund that is really a payment

This is a real pattern, written out as it arrives. Read the message first and see how many of the tells you catch before the answers.

Spot the scam · UPI request

The refund that is really a payment

Collect request · ₹24,500 "sir refund process ho gaya, bas apna pin daal dijiye 🙏"

If money has already gone

Call 1930 and tell your bank, in that order, as soon as you can. The first hour is when a transfer can still be frozen. This is a crime that happened to you, not a failure on your part — and the people who answer that number hear it every day.

Every number, and what to say

Where this came from

The one rule that defeats most of them

A lesson in UPI and payment fraud. The drill teaches the tell; the lesson teaches the rule underneath it.

Other messages worth recognising

All 5 scam drills