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MoneyLingo
Tax year 2026-27 · was AY 2027-28

Goal SIP Calculator

Work backwards from a target: what monthly amount reaches it, in today’s money or inflated to the future price.

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Fill in a few things

Still needed: annual return you assume.

We leave rate assumptions blank on purpose. A pre-filled number would read as our prediction, and nobody can predict a return. Put in whatever you think is realistic — then change it and watch how far the answer moves.

Questions people actually ask

Why is the target higher than the amount I entered?
Because you asked for it to be inflation-adjusted. Something costing ₹10 lakh today costs considerably more in ten years. Planning against today’s price is the most common reason goals fall short.

Understand what the number means

A figure on its own decides nothing. These explain what is being calculated and what changes it.

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