Next: Investing
Risk, diversification and real returns
Why all-in on one stock fails, why the order of good and bad years matters, what inflation and tax leave you, and the one word that marks almost every scam.
20 min
beginner
SIP, STP, SWP: money on autopilot
Three pipes that move money on a schedule: in, across and out. What rupee cost averaging honestly does, and why a crash is where the method gets abandoned.
3 lessons · about 19 minutes · written for reading age 13 · last checked 2026-08-11
SIP: the habit, honestly
A fixed amount on a fixed date, automatically. What rupee cost averaging actually does to your unit count, and the magic it is still wrongly credited with.
7 min
The crash test
A falling market is where SIPs get stopped, and stopping is what turns the averaging arithmetic upside down: buy high, skip the lows, resume buying high.
6 min
STP and SWP: the other two pipes
An STP moves money between funds in stages and an SWP pays it out in stages. Both are plumbing, not products, and both have a catch worth knowing.
6 min
Check yourself
4 questions at the end. Every wrong answer explains itself.
Tools for this
Sources
- SEBI investor education — Securities and Exchange Board of India · checked 2026-08-11