Phone callScam drill
The 'helpful' agent
This is a real pattern, written out as it arrives. Read the message first and see how many of the tells you catch before the answers.
Spot the scam · Phone call
The 'helpful' agent
"Sir, smoking waala column blank chhod dijiye — premium 40% kam ho jayega. Medical test bhi skip karwa denge. Claim ke time koi nahi poochta, main hoon na."
If money has already gone
Call 1930 and tell your bank, in that order, as soon as you can. The first hour is when a transfer can still be frozen. This is a crime that happened to you, not a failure on your part — and the people who answer that number hear it every day.
Every number, and what to sayWhere this came from
Disclosure, Section 45, and the MWP shield
A lesson in Term insurance: the cheapest big promise. The drill teaches the tell; the lesson teaches the rule underneath it.