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MoneyLingo
Text messageScam drillLast verified Aug 11, 2026

The refund that needs your 'verification'

This is a real pattern, written out as it arrives. Read the message first and see how many of the tells you catch before the answers.

Spot the scam · SMS

The refund that needs your 'verification'

Dear Taxpayer, your Income Tax refund of Rs. 16,490 has been approved. Your account details could not be verified. Update immediately at http://itr-refund-verify.in to receive credit within 24 hours.

Send it to someone

WhatsApp

If money has already gone

Call 1930 and tell your bank, in that order, as soon as you can. The first hour is when a transfer can still be frozen. This is a crime that happened to you, not a failure on your part — and the people who answer that number hear it every day.

Every number, and what to say

Where this came from

26AS, AIS, and the mismatch drill

A lesson in TDS, Form 16 and AIS: where your tax went. The drill teaches the tell; the lesson teaches the rule underneath it.

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