Text messageScam drill
The refund that needs your 'verification'
This is a real pattern, written out as it arrives. Read the message first and see how many of the tells you catch before the answers.
Spot the scam · SMS
The refund that needs your 'verification'
Dear Taxpayer, your Income Tax refund of Rs. 16,490 has been approved. Your account details could not be verified. Update immediately at http://itr-refund-verify.in to receive credit within 24 hours.
If money has already gone
Call 1930 and tell your bank, in that order, as soon as you can. The first hour is when a transfer can still be frozen. This is a crime that happened to you, not a failure on your part — and the people who answer that number hear it every day.
Every number, and what to sayWhere this came from
26AS, AIS, and the mismatch drill
A lesson in TDS, Form 16 and AIS: where your tax went. The drill teaches the tell; the lesson teaches the rule underneath it.