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MoneyLingo
Text messageScam drill

Your points expire TODAY

This is a real pattern, written out as it arrives. Read the message first and see how many of the tells you catch before the answers.

Spot the scam · SMS

Your points expire TODAY

MyBank Alert: Your 9,750 reward points worth Rs.2,437 expire TODAY. Redeem immediately at mybank-rewards.win or lose them permanently. Enter card number, CVV and OTP to claim.

If money has already gone

Call 1930 and tell your bank, in that order, as soon as you can. The first hour is when a transfer can still be frozen. This is a crime that happened to you, not a failure on your part — and the people who answer that number hear it every day.

Every number, and what to say

Where this came from

EMIs, rewards, and when a card is worth it

A lesson in Credit cards without the trap doors. The drill teaches the tell; the lesson teaches the rule underneath it.

Other messages worth recognising

All 5 scam drills