What changed, and what it means
Budget changes, new scam patterns, rules that just took effect. Every claim sourced to a primary authority — no aggregators, no forums, no influencers.
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The room-rent cap that shrinks your claim
You have ₹5 lakh of cover. The bill is ₹4 lakh, and the insurer pays ₹2.4 lakh. Nothing went wrong — a clause you did not read did exactly what it says it does.
19 Jan 2026 · 7 min read
Articles are the news. The courses are the map.
Everything here is dated commentary — what a Budget changed, a scam doing the rounds, a rule that took effect this month. If you want the durable version instead, the course library covers the same ground in order, the calculators put your own numbers through it, and the glossary defines the vocabulary these articles use.