What changed, and what it means
Budget changes, new scam patterns, rules that just took effect. Every claim sourced to a primary authority — no aggregators, no forums, no influencers.
Latest
The buffer that buys you a choice
An emergency fund absorbs something that happened to you. A larger buffer does a different job: it lets you leave a bad job or a bad flat on your own terms.
4 Aug 2026 · 7 min read
- bankingfees
What your bank actually charges you
A savings account is a product a bank sells. Minimum balance, ATM withdrawals, the debit card, alerts and bounced cheques all carry a price you agreed to.
8 Jul 2026 · 7 min
- savingppf
Small savings unchanged: PPF stays at 7.1%
PPF stays at 7.1%, Sukanya Samriddhi at 8.2%, NSC at 7.7%. Another quarter without a change in a set of rates that is formally reviewed every three months.
2 Apr 2026 · 4 min
- bankingsaving
₹5 lakh insured per bank, not per branch
DICGC cover is a per-depositor, per-bank limit covering principal and interest together. Splitting money across branches of one bank does nothing.
27 Nov 2025 · 5 min
Articles are the news. The courses are the map.
Everything here is dated commentary — what a Budget changed, a scam doing the rounds, a rule that took effect this month. If you want the durable version instead, the course library covers the same ground in order, the calculators put your own numbers through it, and the glossary defines the vocabulary these articles use.